Apply Before You Fly — Zero Annual Fee, International Acceptance, Cashback on Travel & Dining
Why Apply
Essential for renting apartments — landlords check credit history before approving tenancy.
Required for some university utilities and subscriptions that need a valid credit card on file.
Builds your credit score in India — useful post-return for loans, mortgages, and financial products.
Cashback and travel rewards reduce daily expenses significantly while studying abroad.
Emergency backup when your forex card runs out — never be stranded without access to funds.
Accepted everywhere Visa/Mastercard is accepted globally — in stores, online, and at ATMs.
Best Cards — 2026
Zero forex markup on all international transactions. ATM withdrawals abroad at 0% fee. Instant issuance. Highly recommended for daily use abroad.
Annual fee waived on spending ₹50,000/year. 2% cashback on all spends. Zero forex markup variant available. International acceptance.
Co-branded student card with SBI education loan. Annual fee: nil. Useful for students with SBI education loan accounts.
Prepaid travel card with credit card features. Load in multiple currencies. 0% markup on forex transactions.
Free Consultation
hare your details and our expert counsellors will match you with the best loan offer — no charges, no obligations.