Public Banks • Private Banks • NBFCs • Global Lenders — Authorised DSA for All
Our Partners
EduLend holds an active DSA relationship with every lender below — giving you priority processing and best-in-market terms.
Government-backed lenders. Best for secured loans up to ₹1.5 Crore at lowest ROI.
Faster processing, digital-first experience, and flexible collateral norms.
Education-dedicated lenders. Faster approvals, collateral-free options, and flexible terms.
USD-denominated loans — no collateral, no Indian co-applicant required.
Government-backed lenders. Best ROI, highest limits up to ₹1.5 Crore.
Faster processing, digital-first, flexible collateral.
Education-dedicated — faster approvals, collateral-free options.
USD loans, no collateral, no co-applicant needed.
Quick Compare
Side-by-side comparison of rates, limits, and collateral requirements across all 20+ partners.
| Bank / NBFC | Type | Max Loan | Collateral | ROI (Approx) | Processing Fee |
|---|---|---|---|---|---|
|
SBI Global Ed-VantageState Bank of India
|
Public Bank | ₹1.5 Crore | Required | 10.15% | ₹10,000 |
|
PNB UdaanPunjab National Bank
|
Public Bank | Flexible | >₹7.5L | 10.00% | As applicable |
|
Union Bank of IndiaEducation Loan Abroad
|
Public Bank | ₹1.5 Crore | Required | 10.50% | 0.5% |
|
Bank of BarodaBaroda Scholar
|
Public Bank | ₹80 Lakh | >₹7.5L | 9.70% | 1% of loan |
|
Canara BankEducation Loan
|
Public Bank | ₹40 Lakh | >₹7.5L | 10.50% | 0.5% |
|
Bank of IndiaStar Education Loan
|
Public Bank | ₹20 Lakh | Required | 10.25% | Nil |
|
Bank of MaharashtraVidya Surabhi
|
Public Bank | ₹20 Lakh | Optional | 10.25% | Nil |
|
ICICI BankEducation Loan
|
Private Bank | ₹1 Crore | Optional | 11.00% | 1–2% |
|
Axis BankEducation Loan
|
Private Bank | ₹75 Lakh | Optional | 13.70% | 1.5–2% |
|
IDFC FIRST BankEducation Loan
|
Private Bank | ₹50 Lakh | Not Required | 10.50% | 1–1.5% |
|
Yes BankEducation Loan
|
Private Bank | ₹40 Lakh | Optional | 11.25% | 1% |
|
HDFC CredilaDedicated Education NBFC
|
NBFC | No Cap | Flexible | 11.00%+ | 1% |
|
AvanseStudy Abroad Loan
|
NBFC | ₹75 Lakh | Not Required | 12.00%+ | 1–2% |
|
Auxilo FinserveEducation Loan
|
NBFC | ₹75 Lakh | Not Required | 12.00%+ | 1% |
|
InCred FinanceEducation Loan
|
NBFC | ₹60 Lakh | Not Required | 13.00%+ | 1–2% |
|
Poonawalla FinanceEducation Loan
|
NBFC | ₹50 Lakh | Not Required | 11.00%+ | 1% |
|
Tata CapitalEducation Loan
|
NBFC | ₹50 Lakh | Flexible | 11.50%+ | 1–2% |
|
Mpower FinanceUSA & Canada
|
Global | USD 1,00,000 | Not Required | 13.00%+ | 5% orig. |
|
Prodigy FinanceTop Global Universities
|
Global | USD 2,20,000 | Not Required | From 8.70% | 5% admin |
Why EduLend?
EduLend is an authorised DSA (Direct Selling Agent) for all 20+ partners. Here's why that matters for you.
Fill one EduLend form and we apply to the most suitable lenders on your behalf — no repeating paperwork 20 times.
As an authorised DSA we negotiate priority processing, reduced fees, and sometimes lower ROI for EduLend students.
Our service is completely free for students. We are compensated by lenders — never by the borrower.
Every EduLend student gets a dedicated loan manager who tracks your file across every bank until disbursement.
Chennai-based team offering counselling in Tamil and English. Local expertise for South Indian students and families.
Our DSA relationships give your file priority routing — avoiding the 60–90 day bank queues most self-applicants face.
FAQs
Everything you need to know about EduLend's banking partnerships and how we help.
One application. Multiple lenders. Best terms. EduLend does the work so you focus on your studies.