Know Your Monthly Payment Before You Apply — Compare EMIs Across 20+ Lenders
EMI Calculator
Enter your loan details below. Results update in real-time — no button press needed.
Year-by-Year Breakdown
| Year | Opening Balance | Principal Paid | Interest Paid | Total Payment | Closing Balance |
|---|---|---|---|---|---|
| Adjust the sliders above to see your amortisation schedule. | |||||
Schedule is indicative. Actual EMI may vary slightly based on lender processing date and disbursement schedule.
Compare Lenders
Based on your selected loan amount · Same tenure & moratorium applied for fair comparison.
| Lender | Type | Interest Rate | Monthly EMI | Total Interest | Total Payable | Action |
|---|
Interest rates are indicative as of 2025. Actual rates depend on applicant profile, collateral, and lender's current policy. See detailed comparison →
How It Works
Use the slider or type directly. Default is ₹30 Lakh — the most common education loan amount.
Enter the rate offered by your bank. Typical education loan rates range from 8.5% to 14%.
Select repayment tenure (12–180 months) and moratorium (0–36 months for study period + grace).
EMI, total interest, tax savings, amortisation schedule and bank comparison update in real-time.